Stamp Duty & Registration Charges in India, 2026.
Search your state to see the indicative stamp duty and registration charges. These two government charges can add several lakhs to a property purchase — here's what you'll actually pay, and the traps NRIs miss.
| State | Stamp duty | Registration | Key point |
|---|---|---|---|
| Maharashtra | ~5–6% | 1% | Effective cost varies by location and cess |
| Karnataka | 2%–5% by value | 2% | Registration fee rose from 1% to 2% (31 Aug 2025) |
| Delhi | 6% male / 4% female (+1% MCD > ₹25L) | 1% + ₹100 | Effective ~8% male / 6% female in MCD areas |
| Uttar Pradesh | ~7% | 1% | Female-buyer concessions may apply |
| Tamil Nadu | 7% | 4% | Registration charge is relatively high |
| Telangana | ~4% + transfer duty | ~0.5% + levies | Cost has multiple components |
| Gujarat | ~4.9% | 1% | Concessions may apply by transaction |
| Rajasthan | ~5–6% | 1% | Depends on buyer and property category |
| Haryana | ~5–7% | 1% | Differs between urban and rural areas |
| West Bengal | ~5–6% | 1% | Location and value affect the rate |
| Kerala | 8% | 2% | One of the higher headline rates |
| Andhra Pradesh | ~5% | 1% | Document type can change the amount |
| Punjab | ~6–7% | 1% | Female-buyer concessions may apply |
| Madhya Pradesh | ~7.5% | ~3% | Additional components may apply |
| Bihar | ~6% | 2% | Buyer category affects the calculation |
| Odisha | ~5% | 2% | Female-buyer concessions may apply |
| Chhattisgarh | ~5% | 1% | Local levies may apply |
| Jharkhand | ~4% | ~3% | Registration component is higher |
| Assam | ~8.25% | 1% | One of the highest headline rates |
| Goa | ~3.5% | 1% | Relatively low headline rate |
Indicative 2026 rates. Actual charges depend on the city, property type, transaction value, the applicable government/circle rate, buyer category, cess and local levies. Always confirm the current figure on the state registration/revenue portal before you register.
Two separate charges, both payable.
A state tax on the transfer
A state government tax on the legal instrument that transfers the property (the sale deed). It's the larger of the two charges, and the rate varies widely by state.
A fee to record it
The fee to register the transaction and officially record the change of ownership with the state authority — usually a smaller percentage (often 1–4%).
Where the headline rate misleads.
You may pay on the government value
Many states charge stamp duty on the higher of your price and the circle / guidance / ready-reckoner value. Buy at ₹80L where the circle rate is ₹90L, and duty may be charged on ₹90L.
Registration rose to 2% in 2025
Karnataka's registration fee increased from 1% to 2% with effect from 31 August 2025. Old guides using 1% now understate the cost.
Female concession + MCD transfer duty
6% male / 4% female stamp duty, plus a 1% MCD transfer duty above ₹25L — so the effective cost is closer to 8% (male) / 6% (female) in MCD areas.
Same rate — but more to coordinate.
There's generally no higher stamp duty just because you're an NRI. But an NRI purchase carries extra layers:
- FEMA rules on which property categories you may buy
- Routing funds correctly through NRE / NRO accounts
- A Power of Attorney where you can't be present to register
- TDS obligations where they apply, plus documentation
On a ₹1 crore property at 6% stamp duty, that's ₹6 lakh; add 1% registration and it's ₹7 lakh — before any cess or transfer duty.
We verify the real cost — then handle the whole purchase.
NRiSimplify confirms your state's charges and circle-rate impact, structures FEMA-compliant funding, arranges Power of Attorney, and completes registration on the ground — all remotely.