Open Your NRI Bank Account, From Anywhere in the World
NRE/NRO accounts, TCS savings, best exchange rates and full RBI compliance, handled remotely by banking specialists who understand every FEMA rule.
Resident Account Not Converted After Becoming NRI
Operating a resident savings account as an NRI violates FEMA Regulation 9, most NRIs are unaware until funds get blocked or penalties arise.
TCS Deducted on Every Remittance
When NRIs remit funds from India, TCS is often deducted at source, most NRIs pay it without knowing they can reclaim it or structure transfers to avoid it altogether.
Wrong RBI Purpose Code on Wire Transfers
Incorrect purpose codes cause transfers to be held or returned, often when property sale proceeds need to move urgently.
NRE vs NRO Confusion
Mixing up these accounts creates tax exposure, blocked repatriation and compliance gaps. The right account depends on the source of funds.
NRI Banking Is Not the Same as Regular Indian Banking
FEMA, RBI purpose codes, TCS rules and repatriation limits create a web most banks don't proactively explain, and most generic advisors don't fully understand.
One wrong account type or incorrect purpose code can hold up your entire property sale proceeds for weeks.
We've helped NRIs across 20+ countries, including the US, UK, Canada and Australia, open the right accounts, avoid TCS, and repatriate funds cleanly, without a single India trip.
Five Banking Services, Simplified
Each service solves a specific NRI banking pain point, from account opening to repatriation compliance.
Remote NRI Account Opening
Open NRE, NRO or FCNR accounts with leading banks entirely from abroad, documentation, video KYC and bank liaison handled end-to-end.
TCS Savings on Remittances
Many NRIs don't realise they don't have to pay TCS at all. With the right transaction structure and timing, TCS can be legally avoided, not just claimed back. We assess your situation and structure the remittance so no tax leakage occurs at the point of transfer.
Best Exchange Rates
We negotiate preferential forex rates with our banking partners, significantly better than standard counter rates, saving lakhs on property sale remittances.
RBI Purpose Code Compliance
We identify the correct purpose code for your transaction and coordinate with your bank to ensure smooth clearance, property sale, rental income, gifts and more.
Account Classification & Usage Advisory
NRE vs NRO vs FCNR, we advise on the right structure for your income sources, repatriation limits, interest taxation and FEMA compliance.
Not Sure Where to Start?
Every NRI banking situation is different. Our banking specialists will assess your current account status, identify any compliance gaps and tell you exactly what needs to be done, no obligations.
Your NRI Banking, Done Remotely
Five structured steps from consultation to fully operational NRI accounts, no India visit required.
Free Consultation
We assess your residency status, existing accounts and map the right account structure for your situation.
Document Collection
Tailored checklist for your bank and account type. You share documents securely online.
Bank Liaison & KYC
We coordinate with the bank, video KYC scheduling, follow-up and document queries handled.
Account Activation
We guide you on initial funding, linking your overseas account and online banking access.
Compliance Handover
We brief you on purpose codes, TCS thresholds and repatriation rules so you stay compliant.
Banking, done remotely. Trusted by NRIs everywhere.
“Five years of confusion about my NRO account, sorted in two weeks. The only advisor that actually coordinates everything in one place.”
“They replied within the hour, every time. It never once felt like I was managing this from another country.”
“Opened my NRE and NRO accounts remotely, never set foot in a branch. Smooth, fast, properly compliant.”
“I was operating my old SBI account years after becoming an NRI, completely unaware this violated FEMA. NRISimplify flagged it, converted it to NRO and handled everything remotely. A genuine lifesaver.”
“After selling our Pune property, we needed to repatriate ₹2 crore to the UK. NRISimplify structured the remittance with the right purpose codes and negotiated a significantly better exchange rate than what our bank had quoted. Seamless end-to-end.”
“I had been trying to open an NRI account for three months, the bank kept rejecting my documents because of attestation issues. NRISimplify stepped in, told me exactly what was needed, coordinated the video KYC and had my NRE account active within two weeks. Wish I'd found them earlier.”
“GPA, tax optimisation, finding a buyer, all paperwork, everything handled. A seamless transaction from start to finish.”
“Their Canada partner connected us in minutes and the India team took it from there. One coordinated platform. We recommend to all NRIs.”
“Made the entire process stress-free. They handled everything and kept me informed at every step.”
“Expertise in regulations evident from day one. Transparent pricing, a refreshing change from hidden costs elsewhere.”
“Their experts provided invaluable guidance throughout. Highly recommend to any NRI selling property remotely.”
“Such efficiency and professionalism. I was amazed at how effortless the whole process was.”
“Sold my Bangalore flat without flying to India once. NRiSimplify handled the TDS, the GPA, the bank, all of it. Genuinely simplified.”
“Gaurav, I can't thank you enough. The Form 128 (formerly Form 13) certificate saved us nearly ₹50 lakh. This extra cash flow helped us buy our new house with much less stress.”
“Highly recommend NRiSimplify for any NRI with property in India. Professional, precise and refreshingly clear. Thank you, Gaurav & team.”
“Repatriation done in 2 days, fully compliant. The team replied within the hour, every single time. Thank you.”
“The clarity was worth everything. We finally understood our own tax position, and exactly what to do next.”
“DTAA foreign tax credit explained clearly in a single call. No jargon, no upsell, just the answer.”
“Gaurav personally walked my father through the GPA, step by step. That kind of patience is rare.”
“A genuinely coordinated team. They made the complex feel routine, and kept us informed at every stage.”
“₹0 travel. I still can't quite believe it. Everything, start to finish, handled from where I live.”
“My father's property was still in his name 8 years after he passed. NRISimplify handled the mutation and succession certificate without me travelling to India once. Exceptional service.”
“They helped me with Power of Attorney legal validation in Chennai. The entire Sale Deed registration was done on our behalf. Completely seamless from London.”
“Three siblings, ancestral agricultural land near Ludhiana, no mutation done, we thought it would take years. NRISimplify resolved title, completed documentation, and had the property sold within 7 months.”
“NRISimplify not only filed my current year return but also helped me get a refund for past years. The dedicated CA understood NRI tax nuances that my previous advisor simply missed.”
“Sold my Bangalore flat and had real concerns about the capital gains and TDS implications. The team handled everything, from TDS compliance to ITR filing, with complete peace of mind.”
“Received a tax notice and didn't know what to do. NRISimplify drafted the response and handled the entire process. It was resolved within 3 weeks. Highly recommend their premium plan.”
“Repatriated USD 1M from my NRO account after a property sale, Form 145/146 and Form A2 done in-house in days. No bank back-and-forth, no rejected wires.”
“I never realised the deductions on my transfers were TCS. NRiSimplify structured my banking and improved my cash flow by lakhs, completely legally.”
“My wire to the UK kept getting held because of the wrong RBI purpose code. NRISimplify fixed it and the next transfer cleared in 48 hours.”
Common Questions
Everything NRIs ask before opening India bank accounts or remitting funds. Our team is happy to help.
What is the difference between an NRE and NRO account?
Can I open an NRI account without visiting India?
What is TCS on remittances and how can it be saved?
What is an RBI Purpose Code and why does it matter?
I've been using my resident account as an NRI. Is that a problem?
Do you handle banking for property sale proceeds?
Manage Your NRI Banking
With Confidence
Join the NRIs who trusted NRISimplify to handle their India banking, from account opening to repatriation, without a single India trip.
Our suite of services five lines, one platform.
Every NRI decision touches more than one discipline. Pick the one you need, we run them as a single, coordinated system.