Tool 04 · Reduce TDS

Can you pay less TDS on Day 1?

Form 128 (formerly Form 13) lets you apply before the sale to get a lower TDS certificate. See how much you can recover upfront instead of waiting 12–18 months for a refund.

Your sale + your profit

Sale price of property

Your profit on the sale — sale price minus what you originally paid, plus improvements.

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Form 128 is filed on TRACES under Section 395 (formerly Section 197). Begin 6–8 weeks before your sale deed is registered.

Enter both the sale price and your capital gain to see your TDS savings.

We Can Help

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We handle the TRACES submission, supporting docs and follow-up with the IT Department. Most NRIs see a 5–10% improvement in day-1 cash flow.

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Covers:Form 128Section 395Cash SavedDay-1 Cash Flow
No guesswork

From estimate to execution.

Estimates get you ready. A specialist makes it real, with the filings, certificates and bank coordination handled in-house.