Jan 19, 2026 
NRiSimplify Taxation of Under-Construction & Unregistered Properties for NRIs (AY 2025–26)
NRIs frequently invest in Indian real estate through builder-buyer agreements where possession or registration may be delayed. This blog explains how such properties are taxed under the Income-tax Act, 1961 (as applicable from AY 2025–26), focusing on capital gains classification and TDS obligations. 1. What Constitutes a Capital Asset? Under Section 2(14), any right in…
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NRI Property Sale: 20% with Indexation vs 12.5% without – Which Method Actually Works Better?
There is a lot of noise right now around long-term capital gains (LTCG) tax on sale of property in India – especially after the July 2024 changes. Many NRIs are asking: “Am I better off with the old 20% with indexation or the new 12.5% without indexation?” The short answer for NRIs is: – For…
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5 Hidden FEMA Traps Every NRI Must Avoid
If you’re an NRI, congratulations you’ve successfully complicated your finances across borders. Unfortunately, India’s Foreign Exchange Management Act (FEMA) is not impressed by your global lifestyle. FEMA violations often happen quietly, invisibly, and then explode later when you least expect them usually when you return to India or file your taxes. Below are five common…
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FEMA vs Income Tax: One Transaction, Two Laws – What NRIs Must Know
For NRIs dealing with money matters in India, one of the most common (and costly) mistakes is assuming that compliance with Income Tax automatically means compliance with FEMA. In reality, FEMA and Income Tax are two completely different laws that govern the same transaction for very different reasons. Understanding this distinction can help you avoid…
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Returning to India? Tax & Banking Gameplan for NRIs
For many NRIs, the idea of returning to India brings excitement — family reunions, new opportunities, and a fresh start. But there’s one area most people postpone until the last minute: Banking, tax status, and financial transitions. Smart NRIs plan this before boarding the flight. Here’s a simple, practical gameplan to help you avoid penalties,…
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Inherited vs Self-Acquired Property: What NRIs Really Need to Know
For many NRIs, property in India is inherited — sometimes from parents, grandparents, or other relatives. But the moment they want to sell, transfer, gift, or claim their share, one question becomes critical: Is the property inherited or self-acquired? This single distinction affects: Your ownership rights Your ability to sell Required documentation Tax treatment Whether…
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NRI Guide to Selling Property in Mumbai: Registration, TDS, and Repatriation Rules (As per September 2025
Selling a property in Mumbai as a Non-Resident Indian (NRI) in 2025 involves multiple legal, tax, and compliance steps. With evolving tax laws and digital documentation, it’s important to stay updated on current TDS rates, repatriation norms, and registration procedures to ensure a smooth, lawful sale process. 1. Understanding Ownership and Sale Eligibility NRIs can…
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Tax Implications for NRIs Selling Property in Bangalore (2025 Guide)
For NRIs owning property in Bangalore, selling real estate involves understanding complex tax regulations and deduction rules to ensure compliance and optimize returns. This guide explains key taxation aspects, deductions, and processes associated with selling property as a Non-Resident Indian in Bangalore. When an NRI sells a property in Bangalore, the gains are taxable under…
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Solving Title and Ownership Issues When Selling a Propert y in Delhi
Selling a property in Delhi can be a rewarding investment decision, but title and ownership issues often pose significant challenges. These disputes can delay sales, reduce property value, or even result in legal battles. Understanding how to identify, resolve, and prevent such issues is critical for a smooth transaction. Common Title and Ownership Issues in…
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NRI Property Tax 2025: No More Indexation Benefit
If you are an NRI planning to sell property in India, recent tax rule changes may significantly impact your capital gains tax liability. From July 23, 2024, the Cost Inflation Index (CII) benefit, which allowed tax relief through inflation adjustment on long-term capital gains, has been effectively removed for NRIs. This blog simplifies this complex…
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