Each tool is built for NRIs — plain English, no CA jargon, instant results.
Not sure if you're an NRI, RNOR, or Resident Indian for this financial year? Your residency status determines every tax and compliance obligation you have in India. Answer a few simple questions about your days of stay and this calculator gives you a definitive answer — along with what it means for your property sale.
When an NRI sells property in India, the buyer is legally required to deduct TDS before paying you. The rate isn't flat — it depends on the sale value slab and applicable surcharge. This calculator shows you exactly how much TDS will be cut, what reaches your NRO account, and breaks down the surcharge logic so you're never caught off guard.
The TDS rate under Section 195 is deliberately high — often far exceeding your actual tax liability. Form 13 lets you apply to the Income Tax Department for a lower or nil TDS certificate before the sale closes. This calculator quantifies exactly how much cash you save by filing Form 13, and whether the effort and timeline make financial sense for your transaction.
What do you actually walk away with after a property sale — after TDS, LTCG tax, reinvestment exemptions, professional fees, and repatriation? This is the master calculator. It combines all the variables into a single, clean summary: gross sale value in, net USD in your foreign account out. No surprises, no hidden deductions.
Once the sale proceeds land in your NRO account, getting them out of India involves FEMA rules, a USD 1 million annual cap, Form 15CA/CB, and bank-level compliance. This planner maps your repatriation strategy: how much you can transfer this financial year, what documentation you need, and whether your funds are eligible — so your bank doesn't block the transfer at the last step.
If you pay capital gains tax in India, you may be entitled to claim that as a credit against your tax bill in your country of residence — thanks to India's Double Tax Avoidance Agreements (DTAA). This calculator helps NRIs from the US, UK, Canada, and Australia understand how much Indian tax they can offset in their home country, so the same gain isn't taxed twice.
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Every NRI property sale is unique. Our advisors review your specific situation — TDS planning, Form 13, LTCG, repatriation and everything in between.
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