.elementor-4124 .elementor-element.elementor-element-3ac9a00{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-4124 .elementor-element.elementor-element-8697f75{--display:flex;--margin-top:16px;--margin-bottom:16px;--margin-left:0px;--margin-right:0px;}@media(max-width:767px){.elementor-4124 .elementor-element.elementor-element-3ac9a00{--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:0%;--margin-bottom:0%;--margin-left:0%;--margin-right:0%;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-4124 .elementor-element.elementor-element-8697f75{--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-4124 .elementor-element.elementor-element-bd11ab3 > .elementor-widget-container{margin:12px 12px 12px 12px;}}@media(min-width:768px){.elementor-4124 .elementor-element.elementor-element-3ac9a00{--width:1400px;}}/* Start custom CSS for html, class: .elementor-element-bd11ab3 *//* ─── HEADER ─── */
.form13-tds-saving-calc .page-header {
    text-align: center;
    padding: 2rem 1rem 1.5rem;
    animation: fadeIn 0.5s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(16px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.form13-tds-saving-calc .brand-tag {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: #E8F4FF;
    color: #2B7FFF;
    font-size: 0.75rem;
    font-weight: 700;
    padding: 0.3rem 0.9rem;
    border-radius: 20px;
    margin-bottom: 1.25rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.form13-tds-saving-calc .page-header h1 {
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    font-weight: 900;
    color: #1A1A1A;
    letter-spacing: -0.02em;
    line-height: 1.2;
    margin-bottom: 0.75rem;
}

.form13-tds-saving-calc .page-header h1 span {
    color: #2B7FFF;
}

.form13-tds-saving-calc .page-header p {
    font-size: 1.05rem;
    color: #6B7280;
    max-width: 560px;
    margin: 0 auto;
}

/* ─── EXPLAINER BANNER ─── */
.form13-tds-saving-calc .explainer-banner {
    background: #FFFFFF;
    border: 1px solid #E5E7EB;
    border-radius: 16px;
    padding: 1.5rem;
    margin-bottom: 1.5rem;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    overflow: hidden;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.form13-tds-saving-calc .exp-item {
    padding: 1.25rem 1.5rem;
    position: relative;
}

.form13-tds-saving-calc .exp-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 20%;
    bottom: 20%;
    width: 1px;
    background: #E5E7EB;
}

.form13-tds-saving-calc .exp-icon {
    font-size: 1.5rem;
    margin-bottom: 0.5rem;
}

.form13-tds-saving-calc .exp-title {
    font-size: 0.85rem;
    font-weight: 700;
    color: #1A1A1A;
    margin-bottom: 0.2rem;
}

.form13-tds-saving-calc .exp-desc {
    font-size: 0.8rem;
    color: #6B7280;
    line-height: 1.5;
}

/* ─── CARD ─── */
.form13-tds-saving-calc .card {
    background: #FFFFFF;
    border: 1px solid #E5E7EB;
    border-radius: 20px;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
    margin-bottom: 1.5rem;
    overflow: hidden;
    animation: fadeIn 0.5s ease;
}

.form13-tds-saving-calc .card-head {
    padding: 1.5rem 2rem;
    border-bottom: 1px solid #E5E7EB;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.form13-tds-saving-calc .card-head-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: #E8F4FF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.form13-tds-saving-calc .card-head-text h2 {
    font-size: 1.05rem;
    font-weight: 700;
    color: #1A1A1A;
}

.form13-tds-saving-calc .card-head-text p {
    font-size: 0.8rem;
    color: #6B7280;
    margin-top: 1px;
}

.form13-tds-saving-calc .card-body {
    padding: 2rem;
}

/* ─── STEP NUMBER ─── */
.form13-tds-saving-calc .step-label {
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: #2B7FFF;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 1.25rem;
}

.form13-tds-saving-calc .step-label::after {
    content: '';
    flex: 1;
    height: 1px;
    background: #E8F4FF;
}

/* ─── FORM ─── */
.form13-tds-saving-calc .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem;
    margin-bottom: 1.25rem;
}

.form13-tds-saving-calc .form-row.single {
    grid-template-columns: 1fr;
}

.form13-tds-saving-calc .form-group {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.form13-tds-saving-calc label {
    font-size: 0.875rem;
    font-weight: 600;
    color: #1A1A1A;
}

.form13-tds-saving-calc .label-hint {
    font-size: 0.775rem;
    font-weight: 400;
    color: #6B7280;
    display: block;
    margin-top: 1px;
}

.form13-tds-saving-calc .input-wrap {
    position: relative;
}

.form13-tds-saving-calc .input-prefix {
    position: absolute;
    left: 0.9rem;
    top: 50%;
    transform: translateY(-50%);
    font-size: 0.9rem;
    font-weight: 600;
    color: #6B7280;
    pointer-events: none;
}

.form13-tds-saving-calc input[type="number"],
select {
    width: 100%;
    padding: 0.8rem 0.9rem 0.8rem 2.1rem;
    border: 2px solid #E5E7EB;
    border-radius: 12px;
    font-size: 0.95rem;
    font-family: 'Inter', sans-serif;
    font-weight: 500;
    color: #1A1A1A;
    background: #F9FAFB;
    transition: border-color 0.2s, box-shadow 0.2s;
    -moz-appearance: textfield;
}

.form13-tds-saving-calc input[type="number"]::-webkit-outer-spin-button,
.form13-tds-saving-calc input[type="number"]::-webkit-inner-spin-button {
    -webkit-appearance: none;
}

.form13-tds-saving-calc select {
    padding: 0.8rem 0.9rem;
    cursor: pointer;
}

.form13-tds-saving-calc input[type="number"]:focus,
select:focus {
    outline: none;
    border-color: #2B7FFF;
    box-shadow: 0 0 0 4px #E8F4FF;
    background: #FFFFFF;
}

/* sale date — fixed info pill */
.form13-tds-saving-calc .date-fixed {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    background: #E8F4FF;
    border: 1.5px solid #2B7FFF;
    border-radius: 12px;
    padding: 0.75rem 1.1rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: #2B7FFF;
    margin-top: 0.5rem;
}

.form13-tds-saving-calc .date-fixed small {
    font-weight: 400;
    font-size: 0.78rem;
    color: #2B7FFF;
    opacity: 0.8;
    margin-left: 0.25rem;
}

/* ─── SECTION 54 EXPLAINER ─── */
.form13-tds-saving-calc .s54-explainer {
    background: #F9FAFB;
    border: 1px solid #E5E7EB;
    border-radius: 16px;
    overflow: hidden;
    margin-top: 0.5rem;
}

.form13-tds-saving-calc .s54-intro {
    padding: 1.25rem 1.5rem;
    border-bottom: 1px solid #E5E7EB;
}

.form13-tds-saving-calc .s54-intro h4 {
    font-size: 0.92rem;
    font-weight: 700;
    color: #1A1A1A;
    margin-bottom: 0.3rem;
}

.form13-tds-saving-calc .s54-intro p {
    font-size: 0.82rem;
    color: #6B7280;
    line-height: 1.6;
}

.form13-tds-saving-calc .s54-intro p strong {
    color: #1A1A1A;
}

.form13-tds-saving-calc .s54-options {
    display: grid;
    grid-template-columns: 1fr 1fr;
}

.form13-tds-saving-calc .s54-opt {
    padding: 1.25rem 1.5rem;
}

.form13-tds-saving-calc .s54-opt:first-child {
    border-right: 1px solid #E5E7EB;
}

/* Option header */
.form13-tds-saving-calc .s54-opt-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.form13-tds-saving-calc .s54-opt-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.form13-tds-saving-calc .icon-property {
    background: #DBEAFE;
}

.form13-tds-saving-calc .icon-bonds {
    background: #FEF3C7;
}

.form13-tds-saving-calc .s54-opt-badge {
    display: inline-block;
    padding: 0.15rem 0.6rem;
    border-radius: 20px;
    font-size: 0.68rem;
    font-weight: 700;
    margin-bottom: 0.15rem;
}

.form13-tds-saving-calc .badge-property {
    background: #DBEAFE;
    color: #1D4ED8;
}

.form13-tds-saving-calc .badge-bonds {
    background: #FEF3C7;
    color: #92400E;
}

.form13-tds-saving-calc .s54-opt h5 {
    font-size: 0.875rem;
    font-weight: 700;
    color: #1A1A1A;
}

/* Rule rows */
.form13-tds-saving-calc .s54-rule-row {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    padding: 0.6rem 0;
    border-bottom: 1px solid #E5E7EB;
}

.form13-tds-saving-calc .s54-rule-row:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.form13-tds-saving-calc .s54-rule-icon {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
    flex-shrink: 0;
    margin-top: 1px;
}

.form13-tds-saving-calc .ri-blue {
    background: #DBEAFE;
}

.form13-tds-saving-calc .ri-yellow {
    background: #FEF3C7;
}

.form13-tds-saving-calc .ri-green {
    background: #D1FAE5;
}

.form13-tds-saving-calc .ri-red {
    background: #FEE2E2;
}

.form13-tds-saving-calc .s54-rule-content .rc-label {
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6B7280;
    margin-bottom: 0.1rem;
}

.form13-tds-saving-calc .s54-rule-content .rc-value {
    font-size: 0.82rem;
    font-weight: 600;
    color: #1A1A1A;
    line-height: 1.4;
}

.form13-tds-saving-calc .s54-rule-content .rc-value.green {
    color: #10B981;
}

.form13-tds-saving-calc .s54-rule-content .rc-value.red {
    color: #EF4444;
}

.form13-tds-saving-calc .s54-rule-content .rc-value.orange {
    color: #F59E0B;
}

.form13-tds-saving-calc .s54-warning {
    padding: 0.9rem 1.5rem;
    background: #FFFBEB;
    border-top: 1px solid #FDE68A;
    font-size: 0.8rem;
    color: #78350F;
    line-height: 1.55;
}

.form13-tds-saving-calc .s54-warning strong {
    color: #92400E;
}

/* ─── CALCULATE BTN ─── */
.form13-tds-saving-calc .btn-calculate {
    width: 100%;
    padding: 1.1rem;
    background: #2B7FFF;
    color: white;
    border: none;
    border-radius: 12px;
    font-size: 1.05rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.25s;
    box-shadow: 0 4px 14px rgba(43, 127, 255, 0.15);
    font-family: 'Inter', sans-serif;
    margin-top: 0.5rem;
}

.form13-tds-saving-calc .btn-calculate:hover {
    background: #1E5FD9;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(43, 127, 255, 0.15);
}

.form13-tds-saving-calc .btn-calculate:active {
    transform: translateY(0);
}

/* ─── RESULTS ─── */
.form13-tds-saving-calc .results-wrap {
    display: none;
    animation: slideUp 0.5s ease;
}

@keyframes slideUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* hero result */
.form13-tds-saving-calc .result-hero {
    background: linear-gradient(135deg, #10B981 0%, #059669 100%);
    color: white;
    border-radius: 20px;
    padding: 2.5rem 2rem;
    text-align: center;
    margin-bottom: 1.5rem;
    box-shadow: 0 12px 32px rgba(16, 185, 129, 0.25);
}

.form13-tds-saving-calc .result-hero .rh-eyebrow {
    font-size: 0.85rem;
    opacity: 0.85;
    font-weight: 500;
    margin-bottom: 0.4rem;
}

.form13-tds-saving-calc .result-hero .rh-amount {
    font-size: clamp(2.5rem, 6vw, 4rem);
    font-weight: 900;
    letter-spacing: -0.03em;
    margin: 0.3rem 0;
}

.form13-tds-saving-calc .result-hero .rh-desc {
    font-size: 0.95rem;
    opacity: 0.9;
    font-weight: 500;
    max-width: 400px;
    margin: 0 auto;
}

.form13-tds-saving-calc .rh-stats {
    display: flex;
    justify-content: center;
    gap: 2.5rem;
    flex-wrap: wrap;
    margin-top: 1.75rem;
    padding-top: 1.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.form13-tds-saving-calc .rh-stat .stat-val {
    font-size: 1.3rem;
    font-weight: 800;
    display: block;
}

.form13-tds-saving-calc .rh-stat .stat-lbl {
    font-size: 0.72rem;
    opacity: 0.75;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

/* tds slab table */
.form13-tds-saving-calc .slab-note {
    font-size: 0.82rem;
    color: #6B7280;
    margin-bottom: 1rem;
    line-height: 1.6;
}

.form13-tds-saving-calc .slab-note strong {
    color: #1A1A1A;
}
.form13-tds-saving-calc .table-main{
    overflow-x: scroll;
}
.form13-tds-saving-calc .table-main table {
    width:800px;
    border-collapse: collapse;
    font-size: 0.875rem;
}

.form13-tds-saving-calc th {
    background: #2B7FFF;
    color: white;
    padding: 0.7rem 1rem;
    text-align: left;
    font-weight: 600;
}

.form13-tds-saving-calc th:first-child {
    border-radius: 8px 0 0 0;
}

.form13-tds-saving-calc th:last-child {
    border-radius: 0 8px 0 0;
}

.form13-tds-saving-calc td {
    padding: 0.7rem 1rem;
    border-bottom: 1px solid #E5E7EB;
}

.form13-tds-saving-calc tr:last-child td {
    border-bottom: none;
}

.form13-tds-saving-calc tr.your-slab {
    background: #EFF6FF;
    font-weight: 700;
}

.form13-tds-saving-calc tr.your-slab td:first-child {
    border-left: 4px solid #2B7FFF;
}

.form13-tds-saving-calc .pill {
    display: inline-block;
    padding: 0.15rem 0.65rem;
    border-radius: 20px;
    font-size: 0.72rem;
    font-weight: 700;
}

.form13-tds-saving-calc .pill-blue {
    background: #DBEAFE;
    color: #2B7FFF;
}

/* comparison */
.form13-tds-saving-calc .compare-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem;
    margin-bottom: 1.5rem;
}

.form13-tds-saving-calc .cmp-card {
    background: #FFFFFF;
    border-radius: 16px;
    padding: 1.5rem;
    border: 2px solid #E5E7EB;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.form13-tds-saving-calc .cmp-card.bad {
    border-color: #EF4444;
}

.form13-tds-saving-calc .cmp-card.good {
    border-color: #10B981;
}

.form13-tds-saving-calc .cmp-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-bottom: 1rem;
    margin-bottom: 1rem;
    border-bottom: 1px solid #E5E7EB;
}

.form13-tds-saving-calc .cmp-head h3 {
    font-size: 1rem;
    font-weight: 700;
}

.form13-tds-saving-calc .cmp-badge {
    padding: 0.2rem 0.75rem;
    border-radius: 20px;
    font-size: 0.72rem;
    font-weight: 700;
}

.form13-tds-saving-calc .cb-red {
    background: #EF4444;
    color: white;
}

.form13-tds-saving-calc .cb-green {
    background: #10B981;
    color: white;
}

.form13-tds-saving-calc .cmp-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    padding: 0.65rem 0;
    border-bottom: 1px solid #E5E7EB;
    gap: 0.75rem;
}

.form13-tds-saving-calc .cmp-row:last-child {
    border-bottom: none;
}

.form13-tds-saving-calc .cmp-lbl {
    font-size: 0.82rem;
    color: #6B7280;
    font-weight: 500;
    line-height: 1.4;
}

.form13-tds-saving-calc .cmp-val {
    font-size: 0.875rem;
    font-weight: 700;
    text-align: right;
    white-space: nowrap;
    flex-shrink: 0;
}

.form13-tds-saving-calc .val-red {
    color: #EF4444;
}

.form13-tds-saving-calc .val-green {
    color: #10B981;
}

.form13-tds-saving-calc .val-blue {
    color: #2B7FFF;
}

.form13-tds-saving-calc .cmp-total {
    background: #F9FAFB;
    border-radius: 10px;
    padding: 1rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 1rem;
}

.form13-tds-saving-calc .cmp-total .ct-lbl {
    font-size: 0.82rem;
    color: #6B7280;
    font-weight: 600;
}

.form13-tds-saving-calc .cmp-total .ct-val {
    font-size: 1.5rem;
    font-weight: 800;
}

/* summary metrics */
.form13-tds-saving-calc .metrics-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.form13-tds-saving-calc .met-box {
    background: #FFFFFF;
    border: 1px solid #E5E7EB;
    border-radius: 14px;
    padding: 1.25rem;
    text-align: center;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.form13-tds-saving-calc .met-box .mb-lbl {
    font-size: 0.72rem;
    font-weight: 600;
    color: #6B7280;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 0.35rem;
}

.form13-tds-saving-calc .met-box .mb-val {
    font-size: 1.5rem;
    font-weight: 800;
}

.form13-tds-saving-calc .mb-green {
    color: #10B981;
}

.form13-tds-saving-calc .mb-blue {
    color: #2B7FFF;
}

.form13-tds-saving-calc .mb-orange {
    color: #F59E0B;
}

.form13-tds-saving-calc .mb-red {
    color: #EF4444;
}

.form13-tds-saving-calc .met-box .mb-sub {
    font-size: 0.75rem;
    color: #6B7280;
    margin-top: 0.2rem;
}

/* verdict */
.form13-tds-saving-calc .verdict {
    border-radius: 14px;
    padding: 1.5rem;
    margin-top: 0.25rem;
}

.form13-tds-saving-calc .verdict.v-strong {
    background: linear-gradient(135deg, #F0FDF4, #DCFCE7);
    border: 1px solid #86EFAC;
}

.form13-tds-saving-calc .verdict.v-moderate {
    background: linear-gradient(135deg, #FFFBEB, #FEF3C7);
    border: 1px solid #FCD34D;
}

.form13-tds-saving-calc .verdict.v-low {
    background: #F9FAFB;
    border: 1px solid #E5E7EB;
}

.form13-tds-saving-calc .verdict-ttl {
    font-size: 0.95rem;
    font-weight: 800;
    margin-bottom: 0.5rem;
}

.form13-tds-saving-calc .verdict.v-strong .verdict-ttl {
    color: #166534;
}

.form13-tds-saving-calc .verdict.v-moderate .verdict-ttl {
    color: #92400E;
}

.form13-tds-saving-calc .verdict.v-low .verdict-ttl {
    color: #1A1A1A;
}

.form13-tds-saving-calc .verdict-body {
    font-size: 0.85rem;
    line-height: 1.75;
}

.form13-tds-saving-calc .verdict.v-strong .verdict-body {
    color: #166534;
}

.form13-tds-saving-calc .verdict.v-moderate .verdict-body {
    color: #78350F;
}

.form13-tds-saving-calc .verdict.v-low .verdict-body {
    color: #6B7280;
}

/* 54EC result */
.form13-tds-saving-calc .bonds-result {
    background: #FFFBEB;
    border: 1.5px solid #FDE68A;
    border-radius: 14px;
    overflow: hidden;
    margin-bottom: 1.5rem;
    display: none;
}

.form13-tds-saving-calc .bonds-result-head {
    padding: 1rem 1.5rem;
    border-bottom: 1px solid #FDE68A;
    font-size: 0.9rem;
    font-weight: 700;
    color: #92400E;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.form13-tds-saving-calc .bonds-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: #FDE68A;
}

.form13-tds-saving-calc .bonds-cell {
    background: #FFFBEB;
    padding: 1rem 1.25rem;
    text-align: center;
}

.form13-tds-saving-calc .bonds-cell .bc-val {
    font-size: 1.2rem;
    font-weight: 800;
    color: #92400E;
}

.form13-tds-saving-calc .bonds-cell .bc-lbl {
    font-size: 0.72rem;
    color: #B45309;
    margin-top: 0.15rem;
    font-weight: 500;
}

.form13-tds-saving-calc .bonds-note {
    padding: 1rem 1.5rem;
    font-size: 0.82rem;
    color: #78350F;
    line-height: 1.65;
    border-top: 1px solid #FDE68A;
}

.form13-tds-saving-calc .bonds-note strong {
    color: #92400E;
}

/* form 13 timeline */
.form13-tds-saving-calc .timeline {
    display: flex;
    flex-direction: column;
    gap: 0;
    position: relative;
}

.form13-tds-saving-calc .timeline::before {
    content: '';
    position: absolute;
    left: 19px;
    top: 28px;
    bottom: 28px;
    width: 2px;
    background: #E5E7EB;
}

.form13-tds-saving-calc .tl-item {
    display: flex;
    gap: 1.25rem;
    padding: 0.9rem 0;
    position: relative;
}

.form13-tds-saving-calc .tl-dot {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.85rem;
    color: white;
    flex-shrink: 0;
    position: relative;
    z-index: 1;
}

.form13-tds-saving-calc .tl-blue {
    background: #2B7FFF;
}

.form13-tds-saving-calc .tl-orange {
    background: #F59E0B;
}

.form13-tds-saving-calc .tl-green {
    background: #10B981;
}

.form13-tds-saving-calc .tl-body {
    padding-top: 0.5rem;
}

.form13-tds-saving-calc .tl-body h4 {
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 0.15rem;
}

.form13-tds-saving-calc .tl-body p {
    font-size: 0.8rem;
    color: #6B7280;
    line-height: 1.5;
}

.form13-tds-saving-calc .tl-tag {
    display: inline-block;
    margin-top: 0.3rem;
    font-size: 0.7rem;
    font-weight: 600;
    background: #F9FAFB;
    border: 1px solid #E5E7EB;
    color: #6B7280;
    padding: 0.15rem 0.55rem;
    border-radius: 20px;
}

/* highlights */
.form13-tds-saving-calc .hl-item {
    display: flex;
    gap: 0.9rem;
    padding: 1rem;
    background: #E8F4FF;
    border-radius: 12px;
    border-left: 4px solid #2B7FFF;
    margin-bottom: 0.75rem;
}

.form13-tds-saving-calc .hl-item:last-child {
    margin-bottom: 0;
}

.form13-tds-saving-calc .hl-icon {
    font-size: 1.3rem;
    flex-shrink: 0;
    margin-top: 1px;
}

.form13-tds-saving-calc .hl-text h4 {
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 0.1rem;
}

.form13-tds-saving-calc .hl-text p {
    font-size: 0.8rem;
    color: #6B7280;
    line-height: 1.5;
}

/* enquire */
.form13-tds-saving-calc .enquire-block {
    text-align: center;
    background: #E8F4FF;
    border-radius: 20px;
    padding: 2.5rem 2rem;
    margin-bottom: 1.5rem;
}

.form13-tds-saving-calc .enquire-block h3 {
    font-size: 1.5rem;
    font-weight: 800;
    margin-bottom: 0.5rem;
    letter-spacing: -0.02em;
}

.form13-tds-saving-calc .enquire-block p {
    color: #6B7280;
    font-size: 0.9rem;
    margin-bottom: 1.5rem;
}

.form13-tds-saving-calc .btn-enquire {
    display: inline-block;
    padding: 1rem 2.5rem;
    background: #2B7FFF;
    color: white;
    border-radius: 12px;
    font-size: 1rem;
    font-weight: 700;
    text-decoration: none;
    transition: all 0.25s;
    box-shadow: 0 4px 14px rgba(43, 127, 255, 0.15);
    font-family: 'Inter', sans-serif;
}

.form13-tds-saving-calc .btn-enquire:hover {
    background: #1E5FD9;
    transform: translateY(-2px);
}

/* footer */
.form13-tds-saving-calc .page-footer {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid #E5E7EB;
    color: #6B7280;
    font-size: 0.78rem;
    line-height: 1.6;
}

/* ─── RESPONSIVE ─── */
@media (max-width:767px) {
    .form13-tds-saving-calc .exp-item{
       padding: 0 0 32px;
    }
    .form13-tds-saving-calc .explainer-banner {
        grid-template-columns: 1fr;
        padding: 0;
        box-shadow: none;
        border: none;
    }

    .form13-tds-saving-calc .exp-item::after {
        display: none;
    }

    .form13-tds-saving-calc .form-row {
        grid-template-columns: 1fr;
    }

    .form13-tds-saving-calc .compare-grid {
        grid-template-columns: 1fr;
    }

    .form13-tds-saving-calc .metrics-row {
        grid-template-columns: 1fr 1fr;
    }

    .form13-tds-saving-calc .s54-options {
        grid-template-columns: 1fr;
    }

    .form13-tds-saving-calc .s54-opt:first-child {
        border-right: none;
        border-bottom: 1px solid #E5E7EB;
    }

    .form13-tds-saving-calc .bonds-grid {
        grid-template-columns: 1fr 1fr;
    }

    .form13-tds-saving-calc .rh-stats {
        gap: 1.5rem;
    }

    .form13-tds-saving-calc .result-hero .rh-amount {
        font-size: 2.5rem;
    }
    .form13-tds-saving-calc .card{
        box-shadow: none;
        padding: 0;
        border:none;
    }
    .form13-tds-saving-calc .card-head {
    padding: 1.5rem 0;
   }
   .form13-tds-saving-calc .card-body {
    padding: 2rem 0;
  }
  .form13-tds-saving-calc .cmp-row, .form13-tds-saving-calc .cmp-total{
    flex-direction: column;
  }
  
}/* End custom CSS */